Type of cover, car (if you want), monthly payment.
Let me begin -> Lexus ES 2023.
$240 for full coverage.
5 Likes
Honda Civic state minimum coverage. Right now.. about 100 a month.
2 Likes
2023 Tesla Model 3, full coverage. About $310 monthly. It’s expensive, but other companies quoted me closer to $400.
I had one speeding ticket and that played a role as well. Might switch back to basic coverage soon.
6 Likes
My cost for full coverage insurance on a 2024 Audi A6 in Santa Monica is around $280.
3 Likes
Paying 1.4k a year for basic coverage.
It makes no sense to upgrade that. I am driving a rather old car that doesn't have much value.
2 Likes
I bought a used Ford some weeks ago.
Insurance is 120 dollars for the minimum coverage.
Right.
1 Like
I feel full coverage only makes sense if you have no experience and a car worth 40-50k or more. Otherwise, you pay in 3-4 years more for insurance than your car is worth.
I got lucky. I drive a company car. I don't have to worry about paying insurance.
1 Like
That is about the same as what I pay for the 2024 Model Y. Switching to basic in two years or so. For now, it's still worth it.
Just too many crazy drivers out there. xD
1 Like
My basic insurance covers uninsured drivers up to 5k, I believe.
That's pretty much what my car is worth. 
1 Like
$280 for full coverage for my 2023 Audi.
90 dollars for basic.
Looks like I won. 
1 Like
That is about the same as what I pay for full coverage.
It's really unacceptable that rates have surged over 30% since 2022. The number of uninsured drivers seems to be rising. Which then adds to that cycle.
1 Like
Okay, after reading this.. I decided that I don't need a car as a student. 
The tram will do the job just fine.